 
|  | STRAIGHT ANSWERS TO TOUGH QUESTIONS ABOUT LONG TERM CARE New!
What is your plan should you need long term care? Do you know anyone who could no longer live independently? What are the risks associated with such a scenario? And what are your options should you or a loved one require care? Long term care is not only provided in nursing homes. Most people prefer to stay in the comfort of their own home when they require care. What would you do if you or a loved one needed help with activities of daily living such as bathing, dressing, eating, or toileting? Who would provide that care, and more important, who would pay for it? Learn about your options and how Long Term Care plans can help protect your hard-earned assets and relieve the burden on your family should your health change. Long term care plans are not appropriate for everyone. This program will be presented by York resident Bob Davidson, a licensed Genworth Financial Long Term Care Insurance Specialist.
Wednesday, Oct. 15
1 session, 6:30-8 pm
Instructor: Bob Davidson
Cost: No Charge (pre-reg. required) Email Andrea to Register
CAN YOU AFFORD TO RETIRE?
(A Class for Pre-Retirees)
This workshop is designed to help students anticipate all of their financial needs during retirement. It promotes the proper planning methods to address and meet those needs for the full length of the retirement. Featured sections include overcoming the effects of inflation, protecting investments from taxation and a thorough discussion of insurance and estate planning.
Monday, Oct. 27
1 session, 6:30-9 pm
Instructor: Ric Miller
Cost: $10
TAX FREE INVESTING
Learn how tax-free products can give you more income while lowering your income tax bill every year. We will review bonds, unit trusts, and mutual funds that are designed solely for this purpose.
Tuesday, Sept. 30
1 session, 6:30-8 pm
Instructor: Susan Heckaman
Cost: $10
ANNUITIES: Separating Fact from Fiction
We will debunk some of the common misconceptions about variable annuities and learn how they can be an effective investment for retirement.
Tuesday, Oct. 7
1 session, 6:30-8 pm
Instructor: Susan Heckaman
Cost: $10Susan Heckaman is a financial advisor with Edward Jones in York. She is committed to helping folks understand the pros and cons of investing.
SMALL BUSINESS DEVELOPMENT
This course is for people of any age thinking of starting a small business, and for people who have a small business but are looking to grow. We will start with the fundamentals of marketing and how your product or service fits into these fundamentals. By the end of the second session you will have an outline of a targeted marketing plan that you can use as a baseline for either starting a business or growing the one you have. Brian Martin has a Bachelor’s degree in Marketing Communications from Franklin Pierce University, and has worked for over 10 years as a Marketing Director. He is currently the President of Family Homes, LLC.
Wednesday, Nov. 15
1 session, 6-8 pm
Instructor: Brian J. Martin
Cost: $20 | 
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